According to the Fair and Accurate Credit Transaction Act (FACT), you are entitled to receive a free copy of your credit report one time every year from each of the different credit bureau companies. This helps you ensure that the information listed on your credit report is accurate, and gives you the opportunity to correct any inaccuracies that are included in the report. In order to obtain your free credit report, you must contain each credit bureau separately to ask for a copy to be sent to you.

Below is a list of the names, address, and contact information for the three major credit bureau companies to help you request a copy of your credit report.

Equifax Credit Information Services, Inc.

PO Box 740241

Atlanta GA 30374

(800)685-1111

www.equifax.com

  

Experian

National Consumer Assistance Center

PO Box 2002

Allen TX 75013

(888)397-3742

www.experian.com

 

TransUnion

Annual Credit Report Request Service

PO Box 105281

Atlanta GA 30348-5281

(877)322-8228

www.transunion.com